Preamble

The mission of FulPal is to explore AI and media to optimize initial relationship building between a Startup and a potential Investor/Business Uplifter. Both Startup/Founder and Investor/Business Uplifter are signed to one financial intermediary media website (FulPal) that automatically matches a Startup to an Investor based on AI analysis of their common interest, and recommendation. When a Startup signs in and completes its profile, all the details are automatically forwarded to the potential Investor’s FulPal inbox, where then the most potential Investor gets to access them, analyze and write back to the Startup. In case a Startup does not receive feedback from most potential Investors within 14 days, a Startup should send the FulPal team an email (support@fulpal.com ) with the subject line “No Investor Feedback for (include the Startup name).” The FulPal team will then analyze your Startup details and may match you with another potential Investor manually or recommend you to resources or to another set of its team that will work with you to further improve your FulPal profile or pitch deck. Also, the financial intermediary media website (FulPal) has a living room for everyone, where both Startups and Investors get to access all the latest ecosystem publications, trending news, and upcoming events. Meanwhile, one most amazing thing is that Investors will also have the privilege to design their event publications, upload and publish them, and everyone who accesses the living room from time to time will be able to see them.

Article 1 - Definitions

“FulPal” designates the company FulPal, a limited company registered and based in Uganda. “Terms of Use” means these general conditions of use. “Internet user” designates any person browsing the FulPal website without having completed the registration process. “Investor” designates any natural or legal person or organization who commits capital to Startups with the expectation of financial returns. “Business Uplifter” designates any natural or legal person or organization who provides any support to ensure the growth of a Startup. According to FulPal, all Investors are Business Uplifters but not all Business Uplifters are Investors. “Startups” are young companies founded to develop a unique product or service, bring it to the market, and make it irresistible and irreplaceable for customers. “User/FulPal User” designates a Startup/Founder, Investor/Business Uplifter who has completed registration on the FulPal website. “Service” designates the unique value FulPal aims to provide as its product to its Users. “Site” designates the FulPal website.

Article-2. Acceptance of the Conditions of Use

By browsing the FulPal website, the Internet user accepts the Conditions of Use without reservation. In the absence of acceptance of the Conditions of Use, the Internet user understands that he must not use the website in any way whatsoever. These Conditions of Use must be considered as those applicable at the time of their acceptance, whether tacit or express. Startup/Founder or investor/Business Uplifter Registration Create a personal or business account on the FulPal website, complete the different fields of the registration form on the site, and confirm your acceptance of the Conditions of Use. Registration is only effective after the satisfaction of all the conditions mentioned above and acceptance of the profile by FulPal. FulPal reserves the right to accept or refuse any registration, without any obligation to justify its decision or any compensation. By completing the registration form, the Startup/Founder or Investor guarantees to FulPal that he has provided accurate, truthful, up-to-date, and complete information concerning his identity, contact details, and all additional information requested. Use of email to a FulPal User - The entire identification process (in particular, to access their personal account or business account) - Confirmation of any future transactions carried out by their personal/business account. - Communicating any information concerning their personal/business account to the FulPal team. - Providing all information relating to the use of the services available on the FulPal website. If the FulPal User wishes to modify their means of identification, they simply need to go to the website and modify their parameters in the “ Account" section or contact the FulPal team by email at the following email address: support@fulpal.com. To the extent that their means of identification have reached the hands of third parties through their fault, the FulPal user will be solely responsible for any use of these means of identification and the use of the services made accordingly. The FulPal undertakes to constantly keep the information provided to the FulPal website up to date by informing FulPal users of all changes that may affect their declarations by email at the following address: support@fulpal.com.

Article-3. Access to the Site

The following will be available to Internet users on the public pages of the FulPal website: - The Conditions of Use
- Legal mentions
- The privacy policy
- The risks linked to investments on the Site
- The page explaining the complaints process
- The remuneration (fees) received by FulPal
To become a FulPal User, the Internet user, whether a legal or natural person should follow these steps:
• Go to the FulPal Site
• Click Get Started button
• Enter your email address and submit
• Check your email for OTP (One-time PIN)
• Copy the OTP and paste it on the Site and click the verify button
• Enter your identification details on the emerged page
• Start by identifying your status, whether you are a Startup or an Investor.
• If you select a Startup status, you will be taken to fill in the checklist requirements
for a Startup. If you select an Investor status, you will be taken to fill in the checklist requirements for an Investor.
• Fill in all the checklist requirements/questions and click the submit button.
• A new page will appear confirming your registration. You will also receive an email confirming your registration status. • For example, at this level, if you are an Investor, you will be ushered to your
dashboard, where you will be in a position to see the FulPal Inbox feature from where you will start receiving the potential Startup details, among other features like encrypted messaging. Yes, if you liked a Startup automatically recommended to your inbox, you can send them an encrypted message from within the FulPal.
• If you are a Startup/Founder, you will also be ushered to your dashboard from where you will see features like the FulPal inbox, from where you will see all the details of the most potential Investor, amidst other features like encrypted messaging and many others.

Article-4. Description of Services

Service 1 of the FulPal is optimizing initial relationship building between a Startup and the potential Investor/Business Uplifter with the help of AI and media. Both Startup/Founder and Investor/Business Uplifter are signed to one financial intermediary media website (FulPal) that automatically matches a Startup to an Investor based on AI analysis of their common interest, and recommendation.

It is up to each Investor when considering investing in a Startup found through the FulPal website to ensure, through their due diligence, studies, and analyses, and where applicable, those of informed and competent professionals, that this investment is part of their investment strategy and corresponds to their personal, financial, asset, and tax situation. It is therefore recommended that an Investor, in addition to the tests carried out on the FulPal website, carry out a precise and detailed analysis for each investment envisaged in a Startup: - Assess their financial capacity to bear the economic risk of the planned investment. - Ensure they have sufficient means to meet their current and future needs and those of their family and loved ones. - Confirm that they do not have a liquidity need for the planned investment.

The Member expressly declares to know and apply the essential rules of asset management concerning investment in the capital of unlisted companies, including the following principles: - Do not invest more than 10% of your assets excluding real estate in this asset class. - Do not invest savings that could be necessary in the short or medium term. - Diversify your investments as much as possible within this asset class, so that each investment never represents more than 10% of the invested portfolio. - The return on investment depends on the success of the funded project. These general points are recalled for information purposes, without characterizing any obligation towards FulPal.

The No. 1 service offered by FulPal is limited to optimizing initial relationship building between Startups/Founders and Investors/Business Uplifters. FulPal Users are informed that FulPal is not a financial intermediary legally required to comply with regulations related to the fight against money laundering, financing of terrorism, and tax fraud. However, FulPal reserves the right to request information from any of its Users, either upon registration or later, as required by regulations related to the fight against money laundering, financing of terrorism, and tax fraud. As such, FulPal reserves the right to request the production of the following documents: - Copy of a valid identity document - Copy of proof of address less than three (3) months old - Form on the origin of one's income and assets.

Article-5. FulPal remuneration

An Investor will be charged according to the following subscription plan; 1 st month is a free trial, 2nd to 3rd month is US$1.99, from 4th month for every month is US$25, for 3 months is US$73, 6 months US$142, and 12 months US$279 inclusive of Tax. With these rates, an Investor will be in a position to access the matched and AIrecommended Startups/Founders details straight to his/her FulPal inbox, including all the services provided in the living room/public page. However, the rates are subject to changes the reasons will always be communicated by FulPal before the effecting dates.

Article-6. FulPal's commitments and liability

FulPal undertakes to provide the Services following the Terms of Use. FulPal undertakes to provide the Services diligently, with the understanding that it must make an effort, excluding any obligation to achieve a specific result, which the User expressly acknowledges and accepts. FulPal does not guarantee that the Services will be completely free from errors, defects, or interruptions, or that they will be continuously available. Additionally, the Services are standard and are not offered solely for the benefit of a User, based on their constraints, or to specifically meet their individual needs and expectations. Under no circumstances can FulPal be held responsible for the data, information, and/or content provided by a Startup, whether or not accessible to the public. FulPal is not responsible for the accuracy or completeness of said data, information, or content, nor for any errors or omissions they may contain. Furthermore, FulPal cannot be held liable for damages resulting from the use of any content displayed or transmitted by electronic mail or any other means via the FulPal website. FulPal relies on the assumption that the data transmitted by Startups is accurate and complete only enough to attract potential Investors to build initial relationships with them. FulPal has no general obligation to monitor the data and content provided by Users, nor any obligation to delete content that is not illegal, despite its possible reporting. However, FulPal reserves the right to delete content posted by Users if it does not comply with the publication criteria defined by FulPal. In general, FulPal reserves the right to modify any information appearing on the website at any time and without notice, as part of its updates or the correction of errors or inaccuracies. FulPal is not responsible for the content of third-party websites to which hypertext links on the FulPal website refer. FulPal undertakes to: (i) use its best efforts to ensure the security of its website; (ii) inform the User of any reasonably foreseeable difficulty, in particular with regard to the implementation of the Services or the proper functioning of its website; And (iii) carry out regular checks to verify the operation and accessibility of its website. FulPal reserves the right to modify at any time the technical terms of access to the Services and its Site depending, in particular, on developments in technology or its service offering. It is up to the Internet user, the FulPal Users, each as far as they are concerned, to ensure that the IT or telecommunications tools or equipment available to them are adapted to these developments. FulPal cannot be held responsible for damage resulting from the behavior of third parties, in particular contractual or tortious breaches committed by Startups (whether in the use of the sums collected, in compliance with the rules applicable to their relationship with Investors).

Article-7. Disclaimer

acknowledges and accepts that FulPal does not guarantee any information on the financial transactions presented on the Site. All information is presented by the Startup and is its exclusive responsibility. The data is based on information believed to be reliable, but FulPal makes no representation that it is accurate, complete, or valid and such information should not be relied upon as such for any purpose. It is up to Investors to gather and verify all the information they deem useful in making an investment decision. FulPal only relies on the assumption that the data transmitted by Startups is accurate and complete enough to build an initial relationship between them and the potential Investors. All content appearing on the Site is presented on the date indicated therein and “as is”. The content of the Site may be subject to delays, omissions, errors, or inaccuracies. The posting of the valuation on the Site does not in any way constitute a guarantee of the value of the company, and it is up to Investors to gather all the information they consider necessary to make a judgment on the proposed valuation. and determine the opportunity for an investment. The User acknowledges having been informed that, unless otherwise stated, the Site does not give rise to an information document subject to approval by the Financial Markets Authority. The Investor expressly acknowledges that no advice and no information, whether oral or written, obtained by the Investor from FulPal or when using the Site is likely to create guarantees or obligations not expressly provided for by these Terms of Use. 7.2 No guarantee of investments made through the Site The Investor expressly acknowledges being fully aware that any investment in the capital of Startups presents a high risk of losing the entire capital invested and having no liquidity at the end of the desired investment period. The Investor has exclusive control over the management of their assets and retains full responsibility for their investments. It is up to them to determine their investments and make informed decisions, considering their personal, family, property, financial, and tax situation. The Investor acknowledges that any investment made and discovered on FulPal carries significant risks for their assets, as mentioned above, and declares to accept them without reservation for each of the investments they make through the Site. The Investor expressly and irrevocably undertakes to refrain from investing in financial products presented on the Site if (i) the Investor considers that the available information is insufficient to fully assess the investment opportunity, (ii) the Investor considers that their understanding of the offered financial product and the associated risks is insufficient, (iii) their personal, family, property, financial, and tax situation does not allow them to invest calmly considering the risks presented by the financial product in which they plan to invest. In any event, FulPal cannot be held responsible for any inappropriate investment, and FulPal declines all responsibility for the consequences of any nature, particularly financial, legal, and tax, resulting from subscribing to financial securities.

Article-8. Commitment and Responsibility of Users

Compliance with the regulations in force. The User declares to strictly comply with all legal, regulatory, and administrative provisions applicable to it the violation of which could affect its ability to undertake within the framework of the Services. Accuracy of the information provided. The User undertakes to provide FulPal with all the information and/or documents necessary for the proper execution hereof for the provision of the Services and more generally, to actively cooperate with FulPal for the proper execution of these presents. If the User does not comply with this obligation, FulPal reserves the right to suspend the Services until the required information or documents are obtained. The User guarantees to FulPal that all the information and documents he provides to FulPal are accurate, up to date, and sincere on the day they are communicated to FulPal and are not tainted by any misleading or misleading nature. In error. If the information and/or documents provided become inaccurate or obsolete during the term of the Conditions of Use, the User undertakes to update them and/or transmit an updated version of the documents concerned on the Site as soon as possible. More generally, it is up to the User to formally notify FulPal of any change in information concerning them. FulPal is not responsible for any damage that may result from an inaccuracy or a change of which it was not notified. Protection of personal access codes. The passwords and identifiers allowing access to the User's account are personal, the User undertakes not to disclose them and to protect its confidentiality. As such, the User is solely responsible for their use and any use of the Site by a third party with the identifiers of a User is deemed to be made under their responsibility and with their agreement. Personal use of the Site and Services. The User undertakes to make strictly personal use of the Site and Services, and not to allow any third party to use them in his place or on his behalf unless he bears full responsibility. The User understands and accepts that FulPal assumes that the person who uses (unless prior notification from the User to FulPal indicates otherwise) the Site and the Services in the name and on behalf of the User, has the required powers and authority. to do it. The User undertakes to, if an event leading to the use of the Site by a third party or any other unauthorized person should occur, immediately inform FulPal. Confidentiality commitment. The Investor will have access to detailed information on the Startups presented on the Site. The Investor undertakes to FulPal, for the entire duration of his registration on the Site, and up to two (2) years after his unsubscription, to (i) not disclose to a third party, in whole or in part, information considered confidential, that is to say, accessible from the Site only after identification, without the agreement of FulPal and the Startup concerned; (2) not use this information for any purpose other than studying the advisability of investing in the Startups presented on the Site and through it. Use of the Site and Services. The Internet user and the FulPal User undertake, each as far as they are concerned, to (i) not violate or attempt to violate, scan or test the vulnerability of the security system and related systems of the Site; (ii) not access or attempt to access any data that is not intended for the Internet user or the FulPal User; (iii) refrain from interfering with the normal operation of the Site or carrying out any action which could cause the interruption or degradation of one or more Services; (iv) not upload, post, email or otherwise transmit any material that contains software viruses or other computer code, files or programs designed to interrupt, destroy or limit the functionality of the Site; and (v) not attempt to interfere with the Services of any other FulPal User, host or network, including, but not limited to, exposing the Services to a virus, creating a server overload, flooding the server , flood messaging services. The User acknowledges having read the characteristics and constraints, particularly technical, of all the Services. The User is solely responsible for his or her use of the Services. The Internet user and the FulPal Users are informed and accept, each as far as they are concerned, that navigation on the Site and use of the Services require an Internet connection and that the quality of the Services may depend on this connection as well as equipment. computers and/or third-party software, for which they are solely responsible.

Article-9. Protection of personal data and confidentiality policy

As part of the use of the Site, FulPal collects personal information about its Users. FulPal undertakes to respect the legislation in force relating to the protection of privacy concerning the automated processing of personal data. FulPal undertakes to keep any personal information provided through this means confidential. This information is intended exclusively for FulPal for internal processing purposes and will under no circumstances be transferred to third parties for commercial use. This information and data are also kept for security purposes, to comply with the legal and regulatory obligations to which FulPal is subject. This data is processed and stored by the Site host identified in the legal notices appearing on the Site under conditions aimed at ensuring their security. FulPal reserves the right to anonymously use the personal information collected, as well as technical and navigation information, such as browser type, Internet protocol address, pages visited and average time spent on the Site, for all activities related to the analysis and promotion of the Site. The User is informed that the data concerning him may be disclosed under the application of a law, regulation, or decision of a competent regulatory or judicial authority or to a service provider in the application of a law, regulation, or by a decision of a competent regulatory or judicial authority or, if this proves necessary for FulPal, in the context of a legal procedure or an audit of a supervisory authority. In accordance with GDPR, a right of access, modification, deletion, and rectification of personal information is available to any Internet user whose data is collected. This right can be exercised by contacting FulPal by email at the following email address:

Article-10. Intellectual property

FulPal owns the Site, both in its technical and graphic, textual or other components, excluding the content provided by the Investors themselves and by the Startups. FulPal is therefore the sole owner of all intellectual property rights relating to the Site, its content as well as the databases ensuring its operation, and use of the Site does not give Users any rights over any of these elements, subject to the rights relating to the content provided by the Investors themselves and by the Startups. Acceptance of these Conditions of Use constitutes recognition by Internet Users and Users of FulPal’s intellectual property rights listed above and the commitment to respect them.

Article-11. Duration and termination

Access to the Site is valid for an indefinite period from the User’s acceptance of the Conditions of Use, subject to the provisions outlined in this Article. Termination by the User. The User can terminate their FulPal presence by deleting their account at any time or by sending an email to the following address: support@fulpal.com. After termination, the User will no longer have access to the Site, or User’s dashboard, will be unable to use the Services, and will not be entitled to reimbursement of any costs as specified in Article 5. Automatic Termination. Without prejudice to any damages that FulPal may claim, FulPal reserves the right to suspend or terminate the User's access to the Services and the restricted access pages of the Site at any time. FulPal may also terminate the contractual relationship resulting from the acceptance of the Conditions of Use automatically, without notice, compensation, or reimbursement of any costs as specified in Article 5. This may occur in the event of: - Circumvention or attempted circumvention of technical protection measures implemented by FulPal. - Provision of false, misleading, or inaccurate information during registration for the Services or while using the Services. - Dissemination or use of information provided in the personal space in a manner contrary to its intended purpose. - Fraud or attempted fraud during registration for the Services or while using the Services. - Total or partial non-payment of the remuneration owed to FulPal, as specified in Article 5. - Non-compliance with any of the commitments outlined in these Terms of Use. - Actions that are unfair or contrary to the commercial interests of FulPal. In both cases of termination, the User will still have access to the living room/public page.

Article-12. Complaints

In the event of a complaint concerning the Site and the Services, the Internet user or User must comply with the process described on this link. FulPal undertakes to assess and process the admissibility of the request as quickly as possible.

Article-13. Contract integrity

If one or more of the clauses of the Terms of Use were declared invalid according to a law, regulation, or following a final decision of a competent court, the other clauses will retain all their force and scope to the extent taken by the said decision. Clauses declared null and void will, following the spirit and purpose of these presents, be replaced by other valid clauses, which, given their scope approximate to the fullest extent permitted by law, the clauses declared null and void. 14. Modification of the Conditions of Use The Conditions of Use may be modified by FulPal at any time and without notice. These modifications will be notified by any means that FulPal deems appropriate, and in particular by email. If the User does not object within ten (10) days, these modifications will be considered approved and will take effect on the date specified in the notification sent to the User.

15. Proof

The sending and content of the correspondence or communication are established by the simple production of a copy thereof by FulPal.

16. Applicable law

These Conditions of Use are subject to Ugandan law. Given the global dimension of the Internet network, each User is invited to comply with all rules applicable in the country where they reside. If the laws of a country prohibit the activity of FulPal under the conditions provided for in the Conditions of Use, the User undertakes not to use the Services offered by FulPal. Last updated on 02/14/2024